Benefits of Asset Finance For The Customer

Finance Lease

The benefits of asset finance and leasing. Lease finance is a flexible investment tool, adopted to overcome the challenges faced by organisations when purchasing assets.

Conserve Your Capital
Avoid large capital outlay by financing asset purchases. This allows a business to keep precious cash in the bank while protecting existing credit lines.
Purchase What The Business Needs
Do not let immediate budgets restrict you from purchasing what your business requires. Return value from the assets while you pay for them.
Tax Advantages
Payments are 100% tax deductible, making leasing a highly cost-efficient way of acquiring new equipment.
No Up-Front VAT
Leasing allows you to spread the cost of the VAT which is paid in instalments.

Tailored To Your Budget
Fixed lease payments and periods are tailored to suit the customers’ needs and allowances. Easy to work into a business’s budget.
Combat Obsolescence
The ability to upgrade at any time throughout the lease period ensures you are always up to date with the latest technology.
Confidence In Security
Provided payments are met, a lease agreement cannot be withdrawn once active, unlike an overdraft facility. fixed monthly payments with rates from 2.5%.
Option To Purchase
At the end of the agreement you have the option to purchase the equipment.

Hire Purchase

HP is traditionally used to spread the costs on purchases for ‘hard’ assets such as vehicles and machinery. Upon completion of your agreement, you will have full ownership of the asset.

Minimise Upfront Expenditure
Relatively minuscule upfront cost compared with an outright purchase. Payments are spread over years allowing you to retain working capital in the business.
Tax Advantages
Purchasers can claim capital allowances on the asset. Interest charges may also be offset against profits for taxation.
Purchase What The Business Require
Do not let immediate budgets restrict you from purchasing what your business requires. Return value from the assets while you pay for them.

Protect Working Capital & Credit Lines
Financing asset purchases allows a business to keep precious cash in the bank while protecting existing credit lines.
Tailored to Your Budget
Fixed payments and periods are tailored to suit the customers’ needs and allowances. Easy to work into a business’s budget.
Confidence In Security
Provided payments are met, an agreement cannot be withdrawn once active, unlike an overdraft facility. fixed monthly payments with rates from 2.5%.
Ownership
You will own the equipment at the end of your HP agreement.

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